How to pay social security when buying a house in Kunshan: interpretation of the latest policies and hot topics
Recently, as an important city in the Yangtze River Delta Economic Circle, Kunshan's home purchase policies, especially social security payment requirements, have become a hot topic. This article will combine the hot content on the Internet in the past 10 days to provide you with a detailed analysis of the process, policy changes and precautions for paying social security for buying a house in Kunshan.
1. The latest developments in social security policies for house purchase in Kunshan (updated in 2023)
According to the latest notice from the Kunshan Municipal Housing and Urban-Rural Development Bureau, non-local registered households must meet the following social security conditions when purchasing a house in Kunshan:
| House purchase type | social security requirements | Continuous payment time |
|---|---|---|
| first suite | Choose one of pension/medical care | 6 months and above |
| Second suite | Pension + medical care paid at the same time | 12 months and above |
2. Answers to frequently asked questions about social security payment
1.Is the back payment valid?Starting from 2023, Kunshan has clearly prohibited the use of back payment to obtain the qualification to purchase a house, and normal and continuous payments are required.
2.Can social security be used in other places?Only social security paid within the large city of Suzhou (including Kunshan, Taicang, etc.) is recognized, and social security paid in other cities such as Shanghai is not included in the calculation.
| situation | Whether the conditions are met |
|---|---|
| Shanghai social security + Kunshan work certificate | Does not meet |
| Suzhou Industrial Park Social Security | conform to |
3. Process Guide
1.Check social security records: Print the payment list through the "Jiangsu Smart People Society" APP or the Social Security Bureau window
2.Material preparation: ID card, social security certificate, original and copy of labor contract are required
3.Processing time limit: If the information is complete, it usually takes 3-5 working days for the Housing Authority to review it.
4. Summary of recent hot issues
| hot issues | official response |
|---|---|
| How to pay as a freelancer | Can be insured through flexible employment |
| The impact of social security interruptions | The calculation can be extended if the cumulative period does not exceed 2 months. |
5. Expert advice
1. Plan social security payments 6 months in advance to avoid lack of time affecting home purchase
2. Pay through formal units and be wary of "social security payment on behalf of others" scams
3. Follow the "Kunshan Release" WeChat official account to get real-time policy updates
6. Compare policies of surrounding cities
| city | social security requirements | special policy |
|---|---|---|
| Suzhou main urban area | 24 months | Individual tax needs to be paid simultaneously |
| Taicang | 6 months | Talents are subsidized for purchasing houses |
At present, Kunshan's home purchase policy is relatively loose, but industry insiders predict that as the integration process of the Yangtze River Delta accelerates, the threshold may be further raised in the future. It is recommended that groups who need to buy a house plan as early as possible to ensure that social security payments meet the requirements.
(Note: The data in this article are as of October 2023. Specific policies are subject to the latest notice from the Housing Authority)
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