What to use to withdraw money from ATMs: recent hot topics and practical guide
With the continuous development of technology, the functions and usage of teller machines (ATMs) as daily financial tools are also constantly evolving. This article will combine the hot topics and hot content on the Internet in the past 10 days to sort out information about cash machines for you, and provide structured data to help you better understand and use cash machines.
1. Recent hot topics related to cash machines
The following is a summary of hot topics about cash machines on the Internet in the past 10 days:
| topic | heat index | Main discussion content |
|---|---|---|
| Popularization of cardless withdrawal technology | 85 | Many banks promote the cardless withdrawal function of mobile APPs |
| ATM fee adjustment | 78 | Some banks adjust fee standards for inter-bank withdrawals |
| Digital currency ATM pilot | 65 | Individual cities pilot digital RMB ATM deposits and withdrawals |
| ATM fraud warning | 92 | New ATM fraud methods and preventive measures |
2. Complete guide to withdrawing money from ATMs
1.Traditional bank card withdrawal process
Although cardless withdrawals are becoming more and more popular, bank card withdrawals are still the mainstream method. The basic process is: insert the card → enter the password → select the withdrawal amount → take the card → withdraw money.
2.Cardless Withdrawal Operation Guide
A comparison of the current cardless withdrawal procedures of mainstream banks is as follows:
| bank | Operation mode | limit | handling fee |
|---|---|---|---|
| ICBC | Mobile APP reservation code withdrawal | Single transaction 3,000 yuan | free |
| China Construction Bank | Withdraw money by swiping your face | Single transaction 2,500 yuan | free |
| China Merchants Bank | Scan the QR code with your mobile phone to withdraw money | Single transaction of 10,000 yuan | free |
3.Notes on Withdrawal
There has been an increase in ATM fraud cases recently. Please pay special attention to:
- Pay attention to whether there are any abnormal devices at the teller machine
-Be careful to cover when entering your password
- Get the card promptly after the transaction is completed
- Immediately terminate the transaction upon receipt of suspicious prompts
3. Frequently Asked Questions about Using ATMs
Based on recent user consultation data, the high-frequency issues are summarized as follows:
| question | frequency of occurrence | solution |
|---|---|---|
| What to do if the card is swallowed | 32% | Contact the bank customer service immediately and collect it with your ID card |
| When withdrawing money, the money was deducted but no money was issued. | 25% | Keep the receipt and contact the bank for processing |
| Forgot to pick up the card | 18% | If there is no operation within 30 seconds, the ATM will automatically swallow the card. |
| Daily withdrawal limit | 15% | Usually 20,000 yuan, each bank is slightly different |
4. Future development trends of withdrawal technology
According to recent industry trends, teller machine technology will show the following development directions:
-Biometrics: Fingerprint, iris and other authentication methods will become more popular
-Intelligent interaction: AI voice assistant guides operations
-Multifunctional integration: Integrating comprehensive services such as deposits, transfers, and payments
-Digital currency support: Adapt to the central bank’s digital currency promotion needs
Conclusion: As an important financial service terminal, teller machines’ technology and services are constantly being upgraded. Understanding the latest withdrawal methods and precautions can help us use this service more safely and conveniently. Users are advised to pay attention to the bank’s official notifications and keep abreast of updated information on ATM functions.
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